Tag Archives: FDIC

Author Finds Uncashed Check in Box of Memories!

On Sunday, I found a check — dated Sept. 14, 1970, and payable to yours truly that appears to have never been cashed — and decided to look up the bank online to see if I might be able to cash it today.  I was astounded by what I discovered.

I found this check while rummaging through a box of old photos recently acquired from my parents.

I found this check while rummaging through a box of old photos recently acquired from my parents.

After finding the check while rummaging through the contents of a box full of memories given to me by my 90-year-old parents recently as part of their never-ending effort to downsize, I went online and ran a Google search for the exact phrase, “Waukomis State Bank.”

The top search result looked promising, so I clicked on it and learned the small bank then located on Main Street only a few miles south of my forever hometown of Enid, Okla., had “merged with financial assistance into Cimarron Bank” Dec. 8, 1988.

Still curious, I clicked on the FDIC number shown for Cimarron Bank and learned it had “merged without assistance into The Bank of Woodward” May 28, 1993.

When I clicked on the FDIC number shown for The Bank of Woodward, then located on Main Street in a town about an hour west of Enid, I learned it had “merged without assistance into Boatmen’s National Bank of Oklahoma” May 29, 1993.

Another click — on the FDIC number for Boatmen’s National Bank of Oklahoma, then located on South Boulder Avenue in Tulsa — yielded news of yet another change in the banking landscape. The bank located almost two hours east of Enid had “merged without assistance into Bank of America, National Association” July 11, 1997.

Though I assumed the trailed ended there since Bank of America was still an active bank, I clicked on the FDIC number for the Charlotte, N.C.-based banking giant and discovered I was wrong. Somehow, Bank of America, National Association had “merged without assistance into Bank of America, National Association” July 23, 1999, the same day BoA had merged with NationsBank N.A.

And that’s where the trail ended for the uncashed check that will turn 45 years old in less than eight months. If only I had cashed that 25-cent check. Oh, the possibilities!

To see the face of the kid who should have cashed that check a long time ago but probably didn’t know how, click here.

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